Welcome to Lovely Goods Co. Insurance Services! Before you explore and use our website, located at www.lovelygoodsco.com, please take a moment to review the following Terms and Conditions. By accessing and using our website, you agree to comply with these terms. If you do not agree with any part of these terms, please refrain from using our services.

1. Definitions

• “Lovely Goods Co. Insurance Services,” “we,” “us,” or “our” refers to the operator of www.lovelygoodsco.com.
• “Website” refers to www.lovelygoodsco.com.
• “User,” “you,” or “your” refers to any person or entity accessing or using our website.

2. Use of the Website

2.1. Eligibility By using our website, you affirm that you are of legal age to enter into a binding agreement and have the legal capacity to do so in your jurisdiction. If you are accessing the website on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms and Conditions. 2.2. Compliance You agree to use the website in compliance with all applicable laws and regulations. You will not use the website for any unlawful or prohibited purpose, and you will not infringe on the rights of others. 2.3. Account Registration Certain areas of our website may require you to create an account. You are responsible for providing accurate and complete information during the registration process, maintaining the confidentiality of your account credentials, and ensuring that your account activities are in compliance with these terms.

3. Privacy

Our Privacy Policy governs the collection, use, and sharing of your personal information. By using our website, you agree to our Privacy Policy, which is incorporated into these Terms and Conditions.

4. Intellectual Property

4.1. Ownership The contents of this website, including text, graphics, logos, images, software, and other materials, are protected by copyright and other intellectual property laws. You acknowledge that Lovely Goods Co. Insurance Services owns all rights, titles, and interests in the website’s content. 4.2. Limited License We grant you a limited, non-exclusive, non-transferable license to access and use the website for personal, non-commercial purposes. You may not modify, copy, reproduce, distribute, or create derivative works from our content without our prior written consent.

5. Disclaimers

5.1. Information Accuracy We strive to provide accurate and up-to-date information on our website. However, Lovely Goods Co. Insurance Services does not guarantee the accuracy, completeness, or timeliness of the information provided. You should verify all information before making decisions based on it. 5.2. Third-Party Links Our website may contain links to third-party websites. We are not responsible for the content or practices of these external sites. Accessing such links is at your own risk.

6. Limitation of Liability

To the fullest extent permitted by applicable law, Lovely Goods Co. Insurance Services and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:

• Your use or inability to use the website.
• Any unauthorized access to or use of our servers and any personal information stored therein.
• Any interruption, suspension, or termination of the website or services.
• Any bugs, viruses, trojan horses, or the like that may be transmitted to or through the website.

7. Indemnification

You agree to indemnify and hold Lovely Goods Co. Insurance Services, its affiliates, officers, agents, and employees harmless from any claims, demands, losses, liabilities, and expenses (including attorney’s fees) arising from your use of the website, violation of these Terms and Conditions, or infringement of any third-party rights.

8. Changes to Terms and Conditions

We reserve the right to update or modify these Terms and Conditions at any time. Any changes will be posted on this page, and the date of the most recent revision will be indicated at the top of the page. Your continued use of the website after the posting of changes constitutes your acceptance of the revised Terms and Conditions.

9. Contact Information

If you have any questions or concerns about these Terms and Conditions, please contact us at: info@lovelygoodsco.com

Thank you for using Lovely Goods Co. Insurance Services. Your continued use of our website is subject to these Terms and Conditions.