Life Insurance Products
Life is expensive. From rent to car payments, utilities, groceries, and everyday expenses, just to name a few. These expenses can be a large portion of your monthly income. If something happens to you, are your loved ones financially prepared?
Term Life Insurance
Just as it sounds, term life insurance is coverage for a specific amount of time, or “term” and helps your family with expenses after you’ve passed. Term life insurance can help reduce the financial burden so your family can maintain their same quality of life if they no longer had your income to rely on.
Life Insurance for Children
Our youth is our future, so everything we do is to help give them a better life. A children’s life insurance policy (also known as juvenile life insurance) gives your children a financial head start, ensures their future insurability, and locks in the lowest rates they’ll ever have.
Whole Life Insurance
Rather than temporary coverage, you may prefer protection that lasts a lifetime. Unlike term life insurance, whole life insurance stays with you for as long as you pay the premiums and can accumulate cash value. Cash value is accrued from a portion of your monthly premiums and can be used later on in life for big expenses.
Final Expense Insurance
The cost of a funeral can be surprising, leaving your loved ones in a bind after your death. Final expense insurance, or burial insurance, is a one-time payment designed to help your family tie any lose ends after you’ve left them.
Accidental Death Insurance
An American is accidentally injured every second and killed every three minutes by a preventable event – a drug overdose, a vehicle crash, a fall, a drowning or another preventable incident1. Accidental death insurance provides an extra layer of coverage to help financially prepare for life’s accidents. We’re exposed to potential accidents every day – accidental death insurance can be a cost-effective choice to help relieve worries and the “what ifs” both on and off the job.
Mortgage Protection Insurance
Just as life insurance helps protect your family, mortgage protection insurance helps protect your home. Designed to reduce or payoff your remaining mortgage due to the death of a covered accident, mortgage protection insurance coverage can be a cost-effective choice to help ensure your family remains in the home.