Supplemental Health Insurance Products
Everyone is at risk for the dangers of everyday life such as accidents and illnesses. These events are unexpected, costly, and can be stressful or even damaging to a family if not prepared for properly. Supplemental health insurance is there to help you with out-of-pocket expenses your primary health insurance may not cover. Take a look at how our solutions can help protect your family and bank account.
Cancer Insurance
Cancer will occur in three out of four families.1 Cancer isn’t just a devastating disease, but an expensive one. Cancer insurance can help with expenses your primary health insurance may not cover such as treatment, transportation and lodging to treatment facilities, child care expenses, or income replacement during a cancer diagnosis.
ICU Insurance
The cost for intensive care treatment often needed during a major illness or accident can be unbearable. Instead of worrying or even sometimes rejecting intensive care medical procedures due to the high cost, ICU insurance plans can help relieve some of the financial pressure so you can focus on what matters most: healing.
Critical Illness Insurance
On average, someone dies of a cardio vascular disease every 38 seconds.1 Strokes, heart attacks, and other critical illnesses or dread diseases have shown great progress in treatment and recovery, but those opportunities come at a cost. Loss of income, special medical needs, and major lifestyle changes are just a few expenses that are associated with a critical illness diagnosis. Heart attack insurance, stroke insurance, and other dread disease insurance plans help pay the direct and indirect costs of critical illnesses your major medical insurance may not cover.
Hospital Insurance
Whether planned or unplanned, a hospital stay can be stressful for both the patient and family. The deductibles, coinsurance, and copayments can be confusing and often leave you paying out-of-pocket for more than you planned. Hospital insurance is designed specifically to help offset those out-of-pocket expenses when you or a family member has a hospital stay.
Accident Insurance
In the United States, someone is accidentally injured every second and killed by a preventable event every three minutes – a drug overdose, a vehicle crash, a fall, a drowning, or another preventable incident.1 Accident insurance comes in a variety of supplemental forms and can help cover surprise expenses associated with a covered accident. From accident lump sum payouts to supplemental accidental insurance policies that hold cash value, accident insurance can help provide you the financial safety your lifestyle needs.